Deposit Limits

Deposit Method	Standard Tier Limits	Higher Tier Limits
Direct Deposits*	No Limits	No Limits
Direct payments/ACH debits via ACH Origination Service (Deposits resulting from payment requests initiated from your Account) And ACH transfers to your Account from a connected bank account with another institution**	$25,000/day $100,000/month	$50,000/day $200,000/month
Internal transfers between Baselane accounts / Virtual accounts	No Limits	No Limits
Inbound Domestic wire	No Limits	No Limits
Cash deposit at in-network ATM	$1,000/transaction $2,000/day You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs.	$1,000/transaction $2,000/day You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs.
Checks (via the Mobile Deposit Services*)	$5,000/day $25,000/month	$50,000/day $100,000/month

* The recipient’s name on any direct deposit, ACH, or check transfer must match the name on the Account, or the deposit may be returned to the originator.

** You may transfer funds between your Account and another bank account. The connected bank account must be located in the United States.

Withdrawal Limits

Withdrawal Method	Standard Tier Limits	High Tier Limits
Internal transfers between Baselane accounts / Virtual account	No Limits	No Limits
ACH transfers from your Account to a connected bank account at another institution* And ACH transfers from your Account to another bank account via ACH Origination Services	$25,000/day $100,000/month	$50,000/day $100,000/month
ACH transfer to a merchant or other third party you authorize to withdraw from your Account using your routing number and account number	No Limits	No Limits
ATM withdrawals	$1,000/day	$1,000/day
Domestic wire	$100 minimum per wire transfer $250,000/day $500,000/month	$100 minimum per wire transfer $500,000/day $1,000,000/month
Point-of-Sale (POS) transactions and other transactions at merchants using your debit card	$5,000/day	$5,000/day
Checks sent from your account	$10,000/day $50,000/month	$50,000/day $200,000/month

*You may transfer funds between your account and another bank account. The connected bank account must be located in the United States.

You will be placed in the Standard Checking Tier when you open a bank account. To qualify for the High-Limit Checking Tier, you must have either:

A history of at least three successful check deposits with a minimum balance of $5,000 per check and no history of returned check deposits, returned ACHs, or card disputes;
A history of at least three successful originated ACH credit transfers with a minimum amount of $25,000 per ACH and no history of returned check deposits, returned ACHs, or card disputes.
A history of at least three successful Domestic Wire transfers, with a minimum amount of $250,000 per transaction, and no history of returned check deposits, returned ACHs, or card disputes.